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Message: <blockquote data-quote="Oldesting" data-source="post: 4189" data-attributes="member: 1693">IAL3 verification standard was developed to combat impersonation attacks, fraud and other large-scale or targeted threats. To do this, in-person identity proofing sessions and enhanced processes must be held to validate evidence presented during these sessions. FIDO Certified passwordless authentication and identity verification technology enables organizations to comply directly with NIST IAL3 guidelines. It incorporates document verification, biometric comparisons with liveness detection capabilities, cryptographic authentication for increased phishing resistance and man-in-the-middle protection. IAL3 compliant solution The NIST Digital Identity Guidelines establish the IAL3 identity verification standard as the highest level. To be implemented successfully, this requires direct observation during either an in-person or remote secure session and comparison between an applicant's claimed identity and their strongest piece of evidence - making sure they are who they claim they are and reducing impersonation attempts such as SIM swapping or MFA bypasses. Though the basic structure of SP 800-63-4 remains, its requirements have been modified to keep up with cybersecurity advances. For instance, AAL levels now mandate antiphishing methods like FIDO Passkeys in addition to cryptographic authentication as part of their requirements. TrustSwiftly helps organizations meet IAL3 compliant solution standards by offering an all-in-one solution that integrates chat, video, facial recognition with liveness detection and document authentication to meet an array of assurance level requirements. This enables organizations to satisfy both business and security objectives while cutting cyber liability insurance costs and operational expenses by decreasing password reset frequency. IAL3 identity proofing IAL3 is the highest level of identity proofing, designed for transactions of high stakes. This requires in-person, attended <a href="https://trustswiftly.com/nist-ial3-verification" target="_blank">IAL3 identity proofing</a> with rigorous evidence validation and biometric verification; less accessible and resource intensive than IAL2, this level can still provide secure building access, financial transactions and eligibility checks for benefits eligibility checks. Identity Proofing as Defined by NIST involves verifying that evidence presented for identity is indeed evidence of an individual who actually exists, without being reported lost or stolen. This NIST IAL3 verification can be accomplished either physically comparing photographs on evidence to its applicant; or biometrically matching information in it with biometric characteristics captured from said applicant. TrustSwiftly's passwordless authentication and identity verification solution complies with NIST IAL3 guidelines directly by providing remote yet supervised ID&V sessions - these sessions include document verification, biometric comparison with liveness detection capabilities and cryptographic authentication for enhanced phishing resistance and man-in-the-middle protection. IAL3 verification IAL3 represents the highest level of identity assurance and requires both in-person or remote identity proofing with strict oversight, using evidence such as government issued documents from authoritative sources validated with biometric comparisons to ensure that digital identities linked to real world persons, reducing impersonation risks. NIST recommends that CSPs employ tiered approaches to identity verification based on transaction sensitivity and the resources needed at each level, for instance an IAL2 credential should suffice for secure physical building access while an IAL3 credential can be used to confirm eligibility for benefits programs. HYPR Affirm supports NIST 800-63A IAL3 guidelines by offering an identity verification process that incorporates video, facial recognition with liveness detection technology, document authentication methods, step-up reproofing based on risk and step-down reproofing for step-proofing which helps organizations align business and security objectives, thus reducing operational costs while simultaneously improving customer experiences and decreasing cyber liability insurance premiums. NIST IAL3 NIST digital identity standards are an important element of government strategies to combat fraud. These guidelines focus on extensive identity proofing and strong, phishing-resistant authentication as well as hardware-backed authenticators like FIDO passkeys for increased authentication security. Furthermore, these standards support federated identity management, which allows individuals to connect with multiple relying parties without repeating credentials each time. NIST 800-63A IAL3 defines Identity Assurance Levels (IALs) to indicate the certainty that claimed identities match up with real world identities. Organizations can utilize these levels to validate an individual's claims through various methods such as chat, video, facial recognition with liveness detection, document verification or any combination thereof. TrustSwiftly can assist organizations with meeting the requirements of NIST IAL3 through an adaptable, robust identity verification solution. IAL3 represents an upgrade from its predecessor IAL2, requiring in-person or remote interaction with enrollees as well as face matching against identification evidence and biometric identification verification.</blockquote>

Verification